Since taxes are often a household’s single largest expense, we believe tax planning shouldn’t be an isolated event that happens once a year. At THOR, it is a year-round, strategic component of your wealth management, integrated into every financial decision we make together. Our goal is simple: to help you build wealth with greater efficiency by minimizing your tax burden over the long term.
We consider understanding the tax implications of your financial life to be a critical part of our comprehensive service. We view your portfolio through a tax-aware lens, allowing us to proactively manage and plan for:
Capital Gains: Strategically harvesting gains or losses to optimize your tax outcome.
Investment Income: Managing dividends and income to align with your overall tax picture.
Financial Plan Integration: Ensuring that major life goals and decisions are made with a clear understanding of their tax consequences.
We help you support the causes you care about in the most impactful and tax-smart way. We’ll explore sophisticated strategies like “bunching” deductions, utilizing donor-advised funds, or donating appreciated stock instead of cash to maximize both your gift and your tax benefit.
We go beyond the obvious to ensure you are taking advantage of every available credit and deduction. We analyze the best ways to report investment income and find opportunities to reduce your income’s exposure to taxes like the Net Investment Income Tax (NIIT).
Tax season shouldn’t come with stressful surprises. We help you manage your cash flow throughout the year, whether that means adjusting your paycheck withholding to avoid a large refund or underpayment, or creating a clear plan for quarterly estimated tax payments if you’re self-employed or a business owner.
For many of our clients, we also offer the convenience of in-house tax preparation. Our experienced tax professionals can prepare and file your returns, ensuring the filing is a seamless reflection of the year-round strategies we’ve developed together.
(Please note: While we accommodate a wide range of client situations, we may refer returns with exceptional complexity to a trusted specialist to ensure the highest level of service.)
